IBI's Disability Diagnosis Analyzer uses 15 million short-term disability (STD) and 4 million long-term disability (LTD) claims from its Disability and Leave Benchmarking system to illustrate the disability burden of illnesses, diseases, injuries and pregnancies. The data are claims from employer-sponsored disability policies from 2011 to 2019.
We project the total number of disability incidents for the U.S. workforce covered for employer-based STD benefits. We then project the total costs of a typical incident based on average STD wage replacements, the likelihood that it will become an LTD claim, and the average LTD wage replacements. Users can see and compare which illnesses are the costliest, occur the most frequently, require the most time away from work, and more.