Benefits + Plan Design

HDHP Benefit Design Considerations for Members on Specialty Medications

Oct 30, 2018|Categories: Market Perspectives|Tags: , , |

Chronic diseases may affect many members, and these conditions can be costly to employers. Although the prevalence of complex, chronic diseases is low, the conditions can be costly. In an attempt to manage direct health care costs, many employers have turned to high deductible health plans (HDHPs) with health savings accounts (HSAs). Unfortunately, members [...]

Impact of Co-pay Accumulator Adjustor Programs on Specialty Drug Use

Oct 30, 2018|Categories: Market Perspectives|Tags: , , |

How do Co-pay Accumulator Adjustor Programs (CAAPs) affect the refill adherence and discontinuation of specialty medications? Members in HDHPs with HSAs often meet their entire deductible within the first few months of the year if they are taking a specialty medication. Because of the need to have funds to cover this entire amount so [...]

Get the Watch Working: Integration Across Benefits Purchasing, Health Promotion & Health Protection

Jul 20, 2016|Categories: Research|Tags: , , , |

To deepen understanding around employers’ thinking on integration, how their approach functions in practice and the consequences for employee health and business value, IBI conducted interviews with senior-level health officials from nine different employers. In each of the nine organizations, there were three basic functions related to integrated employee health investments: benefits purchasing, health promotion [...]

Regional Event Recap: Amazon & IBI’s “Innovation in Integration”

Jul 20, 2016|Categories: Employer Perspectives|Tags: , , , , , |

IBI and Amazon were joined by more than 80 participants in Seattle for an engaging conversation on the challenges and successes of integrating employee health, productivity and absence management programs. IBI President Dr. Thomas Parry opened with a discussion on the link between workforce health and business performance. Dr. Parry addressed four key issues employers [...]

Specialty Pharmaceuticals: To Compare Cost with Value, More Productivity Research is Key

Jun 22, 2016|Categories: Article|Tags: , , , , , , , |

Specialty pharmaceuticals often represent the most effective—and sometimes the only—option for treating or curing life-threatening diseases such as HIV/AIDS, cancer and hepatitis C. Despite their therapeutic value, specialty pharmaceuticals recently have garnered attention for their high costs– in excess of $100,000 per year, in some cases. A new commentary published by IBI in The American [...]

2016 Integrated Health Care Report

May 18, 2016|Categories: Market Perspectives|Tags: , , , , , , , |

A summary of Anthem Inc.'s extensive research to date on integrated health care (IHC). IHC is an emerging employee benefits strategy that connects pharmacy, dental, vision, disability and absence management data to an employer’s population health program to reduce costs and improve health outcomes.The research clearly show that employers are starting to integrate their health [...]

Catastrophic Claim Conditions Research Report

Apr 4, 2016|Categories: Market Perspectives|Tags: , , , , , |

Through analysis of stop-loss claims, it is possible to better understand medical trends and potential impacts to self-insured employers. Find out about the top ten catastrophic claim conditions, claims that can exceed $1 million, the condition that is on the move, and more.

Best Practices for Administering Intermittent Leaves in the Workplace

Feb 15, 2016|Categories: Market Perspectives|Tags: , , , , , , |

Proper management of intermittent leaves is essential, as it can reduce lost employee productivity and can help employers avoid the risk of fines, audits or legal action that can result from improperly managed leaves. To help ensure you're properly accommodating employees while complying with FMLA regulations, we offer up some best practices for managing intermittent [...]

Health-Related Lost Productivity: The Full Cost Of Absence

Feb 11, 2016|Categories: Market Perspectives|Tags: , , , , , , , , , , , , |

Traditionally, absence and disability management programs have been marketed with claims of increasing the productivity of the employer's workforce. The challenge is how to translate these programs and services into specific employer gains. In this paper, we explore the productivity loss caused by employees who are away from work for medical reasons (absence and disability). [...]