High cholesterol contributes to the hardening and narrowing of arteries (known as atherosclerotic cardiovascular disease, or ASCVD) – which in turn is a major cause of heart attacks and strokes. The disability costs of cardiovascular conditions related to high cholesterol are less recognized than the healthcare costs and fatality risks. An analysis of IBI’s STD and LTD benchmarking data shows that average costs for ASCVD disability leaves are 40% higher than costs for non-circulatory diagnoses.