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Costs of Delays in Reporting Workplace Injuries and Processing Worker’s Compensation Claims
IBI analyzed 2010-2017 Worker’s Compensation (WC) medical-only and indemnity claims to determine whether lag times in reporting occupational injuries and opening WC claims had any impact on claim costs. Major findings include:
- Each additional day that elapsed between the injury date and the date the claimant reported it to the employer was associated with a $50 increase in total payments for medical-only claims.
- Each additional day that elapsed between the injury, reporting or claim open date was associated with a $98 increase in total payments for indemnity claims.