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Benchmarking Analytics: Costs and Durations of Short-Term Disability Claims for Pregnancy
IBI analyzed short-term disability (STD) leave outcomes for pregnancy claims in its Disability and Leave Benchmarking data. Some findings to highlight include:
- From 2013 to 2015, two-thirds of pregnancy STD claims were for normal delivery. One in six pregnancy claims were for cesarean delivery and nearly 1 in 8 were for pregnancy complications.
- The average normal delivery claim was 53 days in duration with 31 lost workdays, and cost $3,800. The longest and most expensive claims were for complications of pregnancy and labor.
- Pregnancy complications had the largest range of outcomes—but generally, the payment ranges across pregnancy types were more similar than the ranges of duration and lost workday outcomes.